Grocery Salary Sacrifice! Buyer beware

As part of the December 2025 Employer Bulletin, HMRC have shared information on promoted Salary Sacrifices Grocery Schemes. They confirm that they are neither approved or promoted by HMRC and are unlikely to qualify for the savings that the promoters indicate. There is no 8% employee NI saving. The following has been issued as part … Continue reading Grocery Salary Sacrifice! Buyer beware →

Salary sacrifice grocery schemes! Do they work?

Promotion of salary sacrifice grocery schemes With the recent cost of living challenges and measures to improve employee retention, a number of questionable arrangements are being promoted by a small number of providers with statements such as ‘no brainer’! One such scheme being actively pushed are grocery salary sacrifice schemes. One of the promoters misleadingly … Continue reading Salary sacrifice grocery schemes! Do they work? →