Driving bans for those who refuse to repay benefit debts

People who have stopped receiving benefits but still refuse to repay money owed to the Department for Work and Pensions (DWP) could be banned from driving under sweeping new powers that have come in. Fraudsters and debtors who refuse to pay face tough new consequences including direct deductions from bank accounts, as new laws come into force. Debtors will begin receiving updated letters from Tuesday 24th June 2026, warning them to get in touch and pay up. This is part … Continue reading Driving bans for those who refuse to repay benefit debts →

Scottish Earnings Arrestment Change 2025

Photo by Pixabay on Pexels.com Schedule 2 of the Debtors Scotland Act 1987 sets out the amount that can be deducted from an individual's wages when they are subject to diligence against earnings (more commonly referred to as earnings arrestment). The tables within the schedule have been reviewed and as a result, the Diligence against Earnings … Continue reading Scottish Earnings Arrestment Change 2025 →

Start your journey out of debt

If you have been struggling with debt for some time and need a fresh start this New Year, the Insolvency Service has sources of information and practical solutions to relieve serious financial burdens. There are many options available to help deal with serious personal debt problems and there are a range of debt-relief options available. … Continue reading Start your journey out of debt →

Buy now Pay later – New protections

New rules to give millions of Buy-Now, Pay-Later consumers key protections offered by other forms of credit. Providers will have to ensure lending is affordable – stopping users from accumulating unmanageable debt Rules deliver better protection for shoppers and clarity for innovative sector after years of uncertainty Millions of shoppers are set to be protected … Continue reading Buy now Pay later – New protections →

Free legal advice pilot helping people facing financial difficulties

Around 20,000 people facing debt difficulties will be invited to receive free early-stage legal advice through a new pilot launched by the government 31st October 2022. Free early legal advice for thousands facing debt, housing and welfare benefit difficulties Legal advice to help stop people falling into further debt and having to appear in court … Continue reading Free legal advice pilot helping people facing financial difficulties →

Eight million households to get new cost-of-living payment from 14 July

More than eight million households across the whole of the UK will get a cash payment from July to ease cost of living pressures, as the Work and Pensions Secretary Thérèse Coffey sets out detailed plans today. Millions will receive the first of two cost of living instalments totalling £650 from 14 July 2022, part … Continue reading Eight million households to get new cost-of-living payment from 14 July →

Crackdown on directors who dissolve companies to evade debts

Rogue directors who dissolve companies and avoid paying liabilities to staff, creditors and the taxpayer can now be disqualified from being a director. The Insolvency Service has new powers to tackle unfit directors who dissolve companies to avoid paying liabilities. The Rating (Coronavirus) and Directors Disqualification (Dissolved Companies) Act helps tackle directors dissolving companies to … Continue reading Crackdown on directors who dissolve companies to evade debts →

New measures to help vulnerable people in problem debt

The government legislate increases to the number of people eligible for Debt Relief orders (DROs). DROs apply to England and Wales only (personal insolvency is devolved to Scotland and Northern Ireland.) New monetary eligibility limits for those eligible for Debt Relief Orders came into effect Tuesday 29th June 2021. More people will be able to … Continue reading New measures to help vulnerable people in problem debt →

Problem debt breathing space launched

Hundreds of thousands of people struggling with debt problems will be supported through a new debt respite scheme that launched today 4th May 2021. around 700,000 people struggling with problem debt to benefit from Breathing Space this yearscheme will give those facing financial difficulties 60 days to get finances back on track – without debts … Continue reading Problem debt breathing space launched →

Low paid more likely to be impacted by pandemic claims TUC

New polling, published Monday 1st February by the TUC, finds that low earners are more likely than middle and higher earners to have been forced to cut spending and take on debt during the pandemic. The poll findings (conducted by BritainThinks) come as the TUC calls on the Chancellor to improve pandemic support for low- … Continue reading Low paid more likely to be impacted by pandemic claims TUC →

Struggling to pay essential bills because of coronavirus?

Government advice for those in difficulty with utility bills, or repayment commitments on credit cards, loans and mortgages, as a result of coronavirus (COVID-19). For those worried about paying utility bills or repaying credit cards, loans or mortgages due to the impact of coronavirus, the government guidance sets out the steps you can take to … Continue reading Struggling to pay essential bills because of coronavirus? →