Winter Fuel Payments paid in winter 2025 will be recovered from pensioners with income above £35,000 Check if your payment … Continue reading Winter Fuel Payment scams targeting pensioners
Winter Fuel Payment scams targeting pensioners
Category: Pension
Pension scheme reforms to tackle gender pension gap
Millions of working women will be better off with new measures being introduced to tackle historic gender pension gap. Millions … Continue reading Pension scheme reforms to tackle gender pension gap
HMRC app surge on those taking control of their tax
Over 4.2 million HMRC app downloads in 2025. More than 136 million logins, a 20% increase on 2024. Older and retired people … Continue reading HMRC app surge on those taking control of their tax
Automatic Enrolment: the Earnings Trigger and Qualifying Earnings Band Review 2026/2027
The automatic enrolment earnings trigger determines at what point an eligible person gets automatically enrolled into a workplace pension. The … Continue reading Automatic Enrolment: the Earnings Trigger and Qualifying Earnings Band Review 2026/2027
Budget 2025 – Collective money purchase schemes
As part of budget 2025 announcements have been progressed in relation to collective money purchase schemes. What a CMP The … Continue reading Budget 2025 – Collective money purchase schemes
April 2026 Statutory payment rates announced
I have concluded my statutory annual review of …. benefit rates under the Social Security Administration Act 1992. The new … Continue reading April 2026 Statutory payment rates announced
Disguised remuneration: tax avoidance using unfunded pension arrangements
Tax avoidance arrangements seeking to avoid Corporation Tax, Income Tax and National Insurance contributions by using unfunded pension arrangements. HMRC … Continue reading Disguised remuneration: tax avoidance using unfunded pension arrangements
Budget 2025 speech
Budget 2025 speech as delivered by Chancellor Rachel Reeves - 26th November 2025 Madame Deputy Speaker. It is my understanding … Continue reading Budget 2025 speech
Budget 2025 – Pension Salary Sacrifice to be subject to National Insurance April 2029
As part of budget 2025, the Chancellor of the Exchequer Rachel Reeves has announced that earnings sacrificed for increased employer … Continue reading Budget 2025 – Pension Salary Sacrifice to be subject to National Insurance April 2029
Millions of pensioners to receive Winter Fuel Payments
Nine million pensioners are to benefit from vital support for energy costs during the colder months as Winter Fuel Payments … Continue reading Millions of pensioners to receive Winter Fuel Payments
Pay deductions can cause minimum wage breaches
As part of the October 2025 shaming list of employers who have been named and fined for National Minimum Wage … Continue reading Pay deductions can cause minimum wage breaches
Winter fuel payment latest
New Winter Fuel Payment Policy HMRC Customer Stakeholder Engagement Team have shared information with PAYadvice.UK and others regarding the new … Continue reading Winter fuel payment latest
Pensions Commission revived to confront retirement crisis
…to confront retirement crisis that risks tomorrow’s pensioners being poorer than today’s Almost half of working-age adults are still saving … Continue reading Pensions Commission revived to confront retirement crisis
New regime to give people the confidence to invest their pension
New targeted support regime to enable more people to make the most of their money The government to publish proposed … Continue reading New regime to give people the confidence to invest their pension
Workers in line for £29,000 boost due to pensions Bill
This Bill is set to transform the pensions landscape for years to come and put more money in people’s pockets … Continue reading Workers in line for £29,000 boost due to pensions Bill
Winter fuel text – it’s a scam
The Department for Work and Pension are warning pensioners that there are scam texts in circulation. If you get a … Continue reading Winter fuel text – it’s a scam
Salary sacrifice pension attitudes
In March 2023, HM Revenue and Customs (HMRC) commissioned IFF Research to undertake research to understand the experiences, motivations, and … Continue reading Salary sacrifice pension attitudes
20 million to benefit from new Pension Schemes Bill
Millions of people across the UK will find it easier to manage and get more from their pensions thanks to … Continue reading 20 million to benefit from new Pension Schemes Bill
Nine million pensioners to receive Winter Fuel Payments
Everyone over the State Pension age in England and Wales with an income of, or below, £35,000 a year will … Continue reading Nine million pensioners to receive Winter Fuel Payments
Pension schemes to back British growth
Mansion House Accord unlocks up to £50 billion investment for the economy, with first commitments to invest in the UK. … Continue reading Pension schemes to back British growth
Payroll dates – what affects what?
PAYadvice.UK sees a number of social posts and questions around the effective payroll dates when crossing from the 2024/2025 tax … Continue reading Payroll dates – what affects what?
When NET is not what you think!
What should be one of the most simplest terms in use turns out to be one of the most complicated. … Continue reading When NET is not what you think!
What does my tax code mean?
What is the tax code for? The government collects Income Tax to fund public services in the U.K. it pays … Continue reading What does my tax code mean?
Income boost for millions of pensioners and working people.
Millions of pensioners receive as much as £470 more a year added to their State Pension due to the pensions … Continue reading Income boost for millions of pensioners and working people.
Minister for Pensions at the Pension and Lifetime Savings Association Conference 2025
Torsten Bell MP was appointed Parliamentary Secretary in HM Treasury and Parliamentary Under Secretary of State in the Department for … Continue reading Minister for Pensions at the Pension and Lifetime Savings Association Conference 2025
Automatic Enrolment: the Earnings Trigger and Qualifying Earnings Band Review 2025/2026
The following was announced on Tuesday 21st January 2025: Automatic enrolment (AE) into workplace pensions has transformed workplace pension saving … Continue reading Automatic Enrolment: the Earnings Trigger and Qualifying Earnings Band Review 2025/2026
Torsten Bell appointed Minister for Pensions
Torsten Bell MP has been appointed Parliamentary Secretary in HM Treasury and Parliamentary Under Secretary of State in the Department … Continue reading Torsten Bell appointed Minister for Pensions
Two million new ‘appy users in 2024
HMRC’s 2024 review of its HMRC app: 2 million new users, 100 million sessions and £652 million in Self Assessment … Continue reading Two million new ‘appy users in 2024
December 2024 Employer Bulletin
HMRC have issued the December 2024 edition of the Employer Bulletin which brings the latest HMRC updates and guidance to support employers, … Continue reading December 2024 Employer Bulletin
Winter workers – employer pension duties
The Pensions Regulator (TPR) is reminding employers that if they employ short-term staff over the winter period who are not on … Continue reading Winter workers – employer pension duties
Personal Allowances: adjusted net income
There is a common misconception that employers are somehow responsible for an employees tax affairs. A view probably based on … Continue reading Personal Allowances: adjusted net income
Home Responsibility Protection – Don’t miss out
If you're missing Home Responsibilities Protection (HRP) from your National Insurance record, it could be affecting your State Pension. Home … Continue reading Home Responsibility Protection – Don’t miss out
Employer pension – common errors
The Pension Regulator has shared information on two updates to the automatic enrolment pages of TPR’s website. These are designed … Continue reading Employer pension – common errors
DWP – Autumn Budget 2024 to drive up opportunity and drive down poverty
Millions of people, including families, pensioners, carers and those struggling to find work are set to benefit from Autumn Budget … Continue reading DWP – Autumn Budget 2024 to drive up opportunity and drive down poverty
Talk Money week – 4-8 November 2024
PAYadvice.UK is supporting Talk Money Week, which aims to break down barriers and make it easier for people to share … Continue reading Talk Money week – 4-8 November 2024
Issue 124 of Agent Update – October 2024
Dear PAYadvice.UK, Agent Update: issue 124 is available now. Get the latest guidance and information including:•helping us protect workers from getting … Continue reading Issue 124 of Agent Update – October 2024
6 months left to fill in National Insurance gaps to 2006
6 months to the finish line PAYadvice.UK has been asked to share the following information by HMRC. [Qualifying Individuals] have … Continue reading 6 months left to fill in National Insurance gaps to 2006
Millions to benefit from modernised pensions system
Millions of workers stand to benefit from greater financial security in later life following a consultation launch Government has unveiled … Continue reading Millions to benefit from modernised pensions system
10,000 boost State Pension with online payments
Individuals have less than 6 months to fill any gaps in their National Insurance records from April 2006 onwards to … Continue reading 10,000 boost State Pension with online payments
Check you’re not missing State Pension payments
Thousands of people missing Home Responsibilities Protection on their National Insurance record could boost their State Pension HM Revenue and … Continue reading Check you’re not missing State Pension payments
April 2025 RTI changes latest
The HMRC Software Developers Support Team (SDST) have issued an update on the RTI changes for April 2025. The following … Continue reading April 2025 RTI changes latest
August 2024 Employer Bulletin
HMRC have issued the August 2024 edition of the Employer Bulletin which brings the latest HMRC updates and guidance to support employers, … Continue reading August 2024 Employer Bulletin
Pension funds asked to fire up the UK economy
Chancellor Rachel Reeves calls on UK pension schemes to invest more in the UK economy and deliver better returns for … Continue reading Pension funds asked to fire up the UK economy
Labour Government cut winter fuel payments
As part of the difficult choices due to a £22bn hole in the UK accounts, the new Labour Government have … Continue reading Labour Government cut winter fuel payments
Pensions Big Bang
Landmark pensions review part of Government’s mission to ‘boost growth and make every part of Britain better off’. Chancellor … Continue reading Pensions Big Bang
Employing seasonal or temporary staff – don’t forget pensions
The Pension Regulator (TPR) is reminding employers who recruit summer or other types seasonal workers of their legal duties for … Continue reading Employing seasonal or temporary staff – don’t forget pensions
Kings Speech – employment rights and pensions
Amongst a long list of 40 government proposed bills (more even than Tony Blair’s government) as part of the Kings … Continue reading Kings Speech – employment rights and pensions
New Pension Minister – Emma Reynolds MP
Emma Reynolds has been appointed as Parliamentary Secretary at HM Treasury and the Department of Work and Pensions on 9th … Continue reading New Pension Minister – Emma Reynolds MP
Chancellor Rachel Reeves first speech
taking immediate action to fix the foundations of our economy Delivered Monday 8th July 2024 at HM Treasurd. Good morning. … Continue reading Chancellor Rachel Reeves first speech
Labour win – payroll and HR impacts
With the Labour party winning with a significant majority and forming a new UK government, changes to employment and payroll … Continue reading Labour win – payroll and HR impacts
Pension rights when on maternity leave
Pension contributions during Statutory Maternity Leave One of the common questions in payroll and employment rights social media groups is … Continue reading Pension rights when on maternity leave
Grandparent, or other family member, who care for a child under 12? Specified adult childcare NI credits
If you are looking after a child under 12 whilst their patent (or main cater) is working you may be … Continue reading Grandparent, or other family member, who care for a child under 12? Specified adult childcare NI credits
£900 rise to state pension
The State Pension is increasing by 8.5 percent… as part of the Government’s commitment to support pensioners in retirement Millions … Continue reading £900 rise to state pension
Employment boost of 200,000 as cost of living support extended
Plans to boost economic activity while supporting vulnerable people with the cost of living will be driven through by Work … Continue reading Employment boost of 200,000 as cost of living support extended
Efforts to tackle small pension pots step up a gear
A new group designed to help savers track their pensions was launched on 7th February 2024 by Pensions Minister Paul … Continue reading Efforts to tackle small pension pots step up a gear
Pension AE: Earnings Trigger and Qualifying Earnings Band Frozen for 2024/25
Automatic enrolment (AE) into workplace pensions has been a great success to date. Since 2012 over 11 million people having … Continue reading Pension AE: Earnings Trigger and Qualifying Earnings Band Frozen for 2024/25
Putting savers at the forefront and supporting the UK economy
Paul Maynard, Minister for Pensions Minister for Pensions Paul Maynard addressed an audience at the Professional Pensions Investment Conference on … Continue reading Putting savers at the forefront and supporting the UK economy
Up to £600 winter support for pensioners
Payments of up to £600 are landing directly in the bank accounts of around 11.5 million UK pensioners for the … Continue reading Up to £600 winter support for pensioners
Reduction in NI = reduction in employee salary sacrifice benefit
With the governments Autumn Statement reduction of 2% in the standard rate of National Insurance Contributions from the current 12% … Continue reading Reduction in NI = reduction in employee salary sacrifice benefit
Laura Trott moved from Pensions to Treasury
Laura Trott has been moved across as Chief Secretary to the Treasury on Monday 13th November 2023. She replaces John … Continue reading Laura Trott moved from Pensions to Treasury
Pension AE changes on the way – but when?
Private Members’ Bill to help millions save more into their pension and start saving sooner has cleared Parliament and been … Continue reading Pension AE changes on the way – but when?
Summer and seasonal only staff – Pension obligations
Social media groups have seen some questions by employers and payroll on whether there are pension requirement for temporary summer … Continue reading Summer and seasonal only staff – Pension obligations
Pension Tax Relief – what are HMRC on about?
In the August 2023, the HMRC are again reminding employers on the confusing pension scheme tax relief methods along with … Continue reading Pension Tax Relief – what are HMRC on about?
August 2023 Employer Bulletin
HMRC have issued the August 2023 edition of the Employer Bulletin which brings the latest HMRC updates and guidance to … Continue reading August 2023 Employer Bulletin
Chancellor Jeremy Hunt’s Mansion House speech
Chancellor of the Exchequer delivers his first Mansion House speech on the evening of Monday 10th July 2023. My Lord … Continue reading Chancellor Jeremy Hunt’s Mansion House speech
State pension 75 years old
75 years ago on 5th July 1948, the modern #StatePension was introduced. Starting from £67.60 a year in 1948 to … Continue reading State pension 75 years old
Are you a ‘Living Wage Employer’?
What is the Living Wage? The real Living Wage is the only UK wage rate based on the cost of … Continue reading Are you a ‘Living Wage Employer’?
Check eligibility for Pension Credit as Week of Action kicks off
Minister for Pensions Laura Trott is today calling on pensioners to check if they are eligible for Pension Credit ahead … Continue reading Check eligibility for Pension Credit as Week of Action kicks off
Deadline for voluntary National Insurance contributions extended to April 2025
More time is given to pay National Insurance contributions towards State Pension. Taxpayers now have until 5th April 2025 to … Continue reading Deadline for voluntary National Insurance contributions extended to April 2025
Pay rises and the impacts on Maternity – the curse of Alabaster
Pay increases to meet the cost of living crisis and the rise in National set Minimum pay. With current level … Continue reading Pay rises and the impacts on Maternity – the curse of Alabaster
April 2023 Employer Bulletin
HMRC have issued the April 2023 edition of the Employer Bulletin which brings the latest HMRC updates and guidance to … Continue reading April 2023 Employer Bulletin
Want to check your tax code?
Now we are in the new tax year, it may be a suitable time to check your tax code. Millions … Continue reading Want to check your tax code?
State Pension age review
The State Pension age timetable will remain unchanged, for the time being. The review was informed by reports from the … Continue reading State Pension age review
State Pension Age Review
The second review of State Pension age has been published The UK government have released the following: State Pension age … Continue reading State Pension Age Review
Deadline extension for voluntary National Insurance contributions
Thousands have been given more time to fill gaps in their National Insurance record and help increase the amount they … Continue reading Deadline extension for voluntary National Insurance contributions
Bill passed to expand pension saving to young and low earners
The Department for Work and Pensions (DWP)… confirmed it will support proposals to expand Automatic Enrolment, enabling millions of people … Continue reading Bill passed to expand pension saving to young and low earners
New Chair of the Money and Pensions Service
The Department for Work and Pensions (DWP) has announced the appointment of Sara Weller CBE as the new permanent Chair … Continue reading New Chair of the Money and Pensions Service
Mary Starks to lead review of The Pensions Regulator
The review will examine how TPR is performing its role and where it can improve, providing greater efficiency and value … Continue reading Mary Starks to lead review of The Pensions Regulator
Automatic Enrolment Earnings Trigger and Qualifying Earnings Band for 2023/24.
I am pleased to be able to let you know that I have today [26th January 2023] announced the outcome … Continue reading Automatic Enrolment Earnings Trigger and Qualifying Earnings Band for 2023/24.
Christmas season Benefit payment date adjustments confirmed
The Department for Work & Pensions have confirmed adjustments to the Christmas season related payment date adjustments. If there is … Continue reading Christmas season Benefit payment date adjustments confirmed
December 2022 Employer Bulletin
HMRC have published their December 2022 edition of the employers bulletin. It covers a multitude of topics: PAYE Your employees … Continue reading December 2022 Employer Bulletin
Statutory Parental Payment increased by 10.1% from April 2023 to £172.48
Following the governments Autumn Statement on 17th November 2022 and indication that benefits would rise by 10.1%, it has been … Continue reading Statutory Parental Payment increased by 10.1% from April 2023 to £172.48
Ten years of Automatic Enrolment – over £114bn pension savings
Automatic Enrolment has helped millions put more into their pension pots than ever before, according to new figures released to … Continue reading Ten years of Automatic Enrolment – over £114bn pension savings
New Minister for Pensions – Laura Trott
Laura Trott is the new Minister for Pensions with responsibility for pensioner benefits including the State Pension, private and occupational … Continue reading New Minister for Pensions – Laura Trott
Pensions Dashboards – coming soon to a screen near you
Monday 17th October 2022 saw regulations to enable millions of UK savers to access their pensions information at the touch … Continue reading Pensions Dashboards – coming soon to a screen near you
New Pensions Minister – Alex Burghart
Alex Burghart was appointed as Parliamentary Under Secretary of State for the Department for Work and Pensions on 20th September … Continue reading New Pensions Minister – Alex Burghart
The Pension Regulator publishes new compliance and enforcement bulletin
TPR is warning employers to ensure they are complying with their ongoing automatic enrolment duties after inspections carried out earlier … Continue reading The Pension Regulator publishes new compliance and enforcement bulletin
PAY.UK Confirm Monday 19th September 2022 as a non-payment processing date for BACS
From: Pay.UK Enquiries <Enquiries@wearepay.uk> Sent: 12 September 2022 16:43To: PAYadvice.U.K.Subject: RE: External : Bank Holiday 19th September 2022 Good afternoon, … Continue reading PAY.UK Confirm Monday 19th September 2022 as a non-payment processing date for BACS
Consultation on NHS pension changes to boost winter workforce
NHS pension scheme changes could be extended to allow retired staff to retain pension benefits if they return to the … Continue reading Consultation on NHS pension changes to boost winter workforce
August 2022 HMRC Employer Bulletin
HMRC have published their August 2022 edition of the employers bulletin. It covers a multitude of topics: PAYE PAYE Settlement … Continue reading August 2022 HMRC Employer Bulletin
New pension scheme type launched
Collective Defined Contribution pension schemes, or CDCs for short, will offer an alternative to the UK’s two primary pension scheme … Continue reading New pension scheme type launched
1.2 million low earners to see boost in take-home pay
Low earners who save through a Net Pay Arrangement (NPA) pension will get the same level of government top-up as … Continue reading 1.2 million low earners to see boost in take-home pay
Dominic Harris is the preferred candidate for the role of Pensions Ombudsman and Pensions Protection Fund Ombudsman
Harris is currently a Partner in the Pensions Team at law firm CMS. He also serves as Chair of the … Continue reading Dominic Harris is the preferred candidate for the role of Pensions Ombudsman and Pensions Protection Fund Ombudsman
Pension Credit Day of Action saw claims double
Claims for Pension Credit more than doubled during the Department for Work and Pension’s Pension Credit Day of Action. Over … Continue reading Pension Credit Day of Action saw claims double
Minister calls on pension schemes to get “data ready” for dashboards
Minister for Pensions Guy Opperman has called on pension schemes of all types and sizes to make sure their data … Continue reading Minister calls on pension schemes to get “data ready” for dashboards
Eligible pensioners urged to apply for Pension Credit
Pensioners and their loved ones are being urged to take-up Pension Credit, as a new campaign is launched to help … Continue reading Eligible pensioners urged to apply for Pension Credit
Health and Social Care Levy to raise billions for NHS and social care
From Wednesday 6th April 2022, the Health and Social Care Levy will begin to raise billions to tackle the Covid … Continue reading Health and Social Care Levy to raise billions for NHS and social care
Check your Auto Enrolment Pension scheme
Do you operate a banded pension scheme using qualifying earning? Have you checked that the start and end points meet … Continue reading Check your Auto Enrolment Pension scheme
April 2022 – New Tax Year resources
PAYadvice endeavours to keep you as up to date as possible with the latest and developing changes impacting payroll and … Continue reading April 2022 – New Tax Year resources
Pension AE threshold for 2022/2023 frozen
The government have confirmed that the Pension Auto Enrolment thresholds have all been frozen at the April 2021 levels. For … Continue reading Pension AE threshold for 2022/2023 frozen